All credit situations welcome
Explore options
up to $3,000
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Start your application

Simple Online Application
Fill out the form.
Enter your details and choose an amount.
Complete the bank verification.
Brief account confirmation without a credit check.
Complete your request
Review the agreement and complete the process.
A simple online application process.
We help Canadians explore financial options through a simple and fully online experience. Whether you are planning a project, managing an unexpected expense, or organizing your finances, our goal is to provide a clear and accessible process.
Through our digital platform, we connect applicants with carefully selected partners in a secure and confidential environment. The experience is designed to be straightforward, transparent, and easy to navigate, trusted by thousands of users across Canada.Start your online application and take the next step with confidence.
Review process
Pre-qualify with no impact on your credit
100% online
Complete the process

FAQ
You must be 18 years or older, have a Canadian bank account, and a monthly income. These are the basic criteria to apply with our partners.
Yes, an application can be rejected if it does not meet the basic requirements set by the lender and the Consumer Protection Office, particularly regarding repayment capacity.
No, MoniBodi does not lend money directly. We operate as an online brokerage service that helps connect applicants with selected financial partners. All partners operate in compliance with applicable consumer protection regulations.
Once your application is completed and reviewed by a partner, the next steps are communicated directly by the provider according to their process and terms.
Bank verification allows partners to securely review relevant account information as part of the application process. This step helps assess eligibility and does not affect your credit score.
Our partners primarily assess current repayment capacity using bank verification rather than relying solely on credit history. This allows applications to be reviewed based on multiple factors.
Interest rates are set by each partner and may vary based on individual circumstances and risk assessment. Terms are provided directly by the provider during the review process.
Thousands of satisfied clients
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